728 E Charles St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 728 E Charles St, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	1 ba · 880 sqft · built 1950
Lot Size	1.77 acres (77,101 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Mar 2018)
Tax Bill	$2,966 (2024)
Deeds & Mortgages	Apr 2022 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-041-08`

Property Details

APN / Parcel Number

Primary APN	`215-041-08`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	880 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	77,101 sqft (1.77 acres)
View / Lot	Rural

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	728 E CHARLES ST
City	MATTHEWS
State	NC
Zip	28105-4774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRC
Legal Description	728 E CHARLES ST
Legal Subdivision	JOH NR DOWNS PROP
Legal Block	1
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1009
Census Tract	5834

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1382, WAXHAW, NC 28173-1014
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer CITY OF OAKS TITLE LLC
Mar 15, 2018	Warranty Deed, Transfer JOHN CLYBURN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	201830164
Deed Book / Page	32529 / 635
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000034025
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 18, 2022
Property Address	728 E CHARLES ST, MATTHEWS, NC 28105-4774
Document Number	0000059190
Book / Page	37258 / 304
Instrument Date	Apr 17, 2022
Instrument	2022059190
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CITY OF OAKS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 338, CHARLOTTE, NC 28212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 65, FORT MILL, SC 29716-0065

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 15, 2018
Property Address	728 E CHARLES ST, MATTHEWS, NC 28105-4774
Document Number	0000030164
Book / Page	032529 / 000635
Instrument Date	Mar 14, 2018
Instrument	30164
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	338 S SHARON AMITY RD #131 CHARLOTTE NC 282112806, 131, CHARLOTTE, NC 28211-2806

Mortgage

Document Number	30165
Date	Mar 15, 2018
Book Page	032529/000637
Instrument	30165

Lender

Name	JOHN CLYBURN
Address	2608 SIERRA CHASE DR, MONROE, NC 28112-7625
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Mar 14, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,800 Land $395,800	$395,800 Land $395,800
2024	$2,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

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