Mecklenburg County property record for 632 E Charles St, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,158 sqft · built 1936 |
| Lot Size | 0.441 acres (19,221 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,266 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-041-34 |
| Primary APN | 215-041-34 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,158 sqft Heated Area |
| Gross Area | 1,298 sqft |
| 1st Floor Area | 1,030 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 19,221 sqft (0.441 acres) |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 215-041-34 |
|---|---|
| Street Address | 632 E CHARLES ST |
| City | MATTHEWS |
| State | NC |
| Zip | 28105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRC |
| Legal Description | L3 M22-534 |
| Legal Subdivision | RUTH PHARR |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5834 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 284, MATTHEWS, NC 28106-0284 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 1995 |
| Deed Sale | Oct 17, 1995 |
| Deed Document Number | 0008329881 |
| Record Updated | Jun 7, 2026 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Ripple Fiber.
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