Clay County property record for 728 E 4th St, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,920 sqft Living Area |
| Lot Size | 14,298 sqft (0.328 acres) |
| Garage | 876 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $157,500 (2025) |
| Tax Bill | $2,867.00 (2024) |
| Primary APN | 10-25-227-005 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,920 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 14,298 sqft (0.328 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 693 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 876 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch Area | 250 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 728 E 4TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | VIRGIL NEFF'S 1ST ADDN LOTS 25 & 26 |
| Legal Subdivision | VIRGIL NEFFS 1ST ADD |
| Legal Lot Number | 25-26 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3065 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-227-005
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 E 4TH ST, FLORA, IL 62839-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO |
| Sep 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Doc Number | 202513292 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 30, 2025 |
| Property Address | 728 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | 0000213292 |
| Map Reference | BK C PG 142 143 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 213292 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 728 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | 0000213293 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 213293 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 10, 2018 |
| Property Address | 728 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | D195016 |
| Map Reference | BK C PG 142-143 |
| Instrument Date | Sep 04, 2018 |
| Instrument | D195016 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | D195017 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | D195017 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 04, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,957 (+11.45%) Land $5,675 Building $40,282 | $137,871 (+11.45%) Land $17,025 Building $120,846 | |
| 2024 | $2,867.00 (+4.52%) Homeowner's exemption | $41,236 (+18.46%) Land $5,092 Building $36,144 | $123,708 (+18.46%) Land $15,276 Building $108,432 |
| 2022 | $2,743.00 (+9.72%) Homeowner's exemption | $34,810 Land $4,288 Building $30,522 | $104,430 Land $12,864 Building $91,566 |
| 2021 | $2,500.00 |
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