Clay County property record for 726 E 4th St, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,032 sqft Living Area |
| Lot Size | 7,143 sqft (0.164 acres) |
| Garage | 636 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2022) |
| Tax Bill | $2,178.00 (2024) |
| Primary APN | 10-25-227-008 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,032 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 7,143 sqft (0.164 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 636 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 196 sqft Shed |
| Patio Area | 390 sqft Patio |
| Porch Area | 108 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 726 E 4TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | VIRGIL NEFF'S 1ST ADDN LOT 22 |
| Legal Subdivision | VIRGIL NEFFS 1ST ADD |
| Legal Lot Number | 22 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3065 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-227-008
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 726 E 4TH ST, FLORA, IL 62839-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 18, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage US BANK NA |
| May 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK |
| Nov 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Deed Doc Number | 2022205477 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 18, 2022 |
| Property Address | 726 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | 0000205477 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 205477 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 726 E 4TH ST, 726, FLORA, IL 62839-2528 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 726 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | 0000205478 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 205478 |
| Name | US BANK NA |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 726 E 4TH ST, FLORA, IL 62839-2528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | D191717 |
|---|---|
| Date | May 16, 2017 |
| Instrument | D191717 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Nov 14, 2018 |
| Property Address | 726 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | D195452 |
| Instrument Date | Nov 14, 2018 |
| Instrument | D195452 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | QUAD COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 726 E 4TH ST, FLORA, IL 62839-2528 |
| Document Number | D195453 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | D195453 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,521 (+65.02%) Land $3,563 Building $32,958 | $109,563 (+65.02%) Land $10,689 Building $98,874 | |
| 2024 | $2,178.00 (+41.8%) | ||
| 2022 | $1,536.00 (+10.11%) Homeowner's exemption | $22,131 Land $2,695 Building $19,436 | $66,393 Land $8,085 Building $58,308 |
| 2021 | $1,395.00 |
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