7275 Old River Rd, Philo, OH 43771 Property Records

Muskingum County property record for 7275 Old River Rd, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,267 sqft · built 1982
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,188 (Apr 2012)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-40-08-13-000`

Property Details

APN / Parcel Number

Primary APN	`20-40-08-13-000`
Alternative APN	`051100-6`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	70,567 sqft (1.62 acres)
Lot Dimensions	1.6 ft deep x 1.6 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	75 sqft
Patio Area	267 sqft
Canopy	144 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	051100-6
Street Address	7275 OLD RIVER RD
City	PHILO
State	OH
Zip	43771-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 12 TP 12 SEC 8 N FRACT 1.62A
Legal Range	12
Legal Township	12
Legal Section	08
Legal Subdivision	MUSKINGUM RIVER
Jurisdiction	MUSKINGUM OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3002
Census Tract	912500

Owner

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7275 OLD RIVER RD, PHILO, OH 43771-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2009	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Aug 1, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 21, 2007	Quit Claim Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Sep 21, 2007 · Amount on Record
Deed Document Number	20125009
Deed Book / Page	2395 / 812
Last Transfer Date	Jul 12, 2022
Transfer Doc	00003094/1
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	7275 OLD RIVER RD, PHILO, OH 43771-9773
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NORDIC TITLE AGENCY LIMITED, NORDIC TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002228/631
Date	Jul 7, 2009
Book Page	2228/631
Instrument	200900008846

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKINGUM OH
Recording Date	Aug 1, 2022
Property Address	7275 OLD RIVER RD, PHILO, OH 43771-9773
Document Number	00003094/1
Book / Page	3094 / 1
Instrument Date	Jul 12, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7275 OLD RIVER RD, 7275, PHILO, OH 43771-9773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7275 OLD RIVER RD, PHILO, OH 43771-9773

Mortgage

Document Number	0000030947
Date	Aug 1, 2022
Instrument	3094/7

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

September 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Sep 21, 2007
Property Address	7275 OLD RIVER RD, PHILO, OH 43771-9773
Document Number	002127/650
Book / Page	2127 / 650
Instrument Date	Jul 27, 2007
Instrument	200700014347
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	RELS TITLE-ATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11701, NEWARK, NJ 07101-4701
Mail Care Of	WELLS FARGO HOME MORTGAGE
Investor	Possibly a Property Investor

Mortgage

Document Number	200700014348
Date	Sep 21, 2007
Instrument	200700014348

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year T-Bill

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (+26.29%)	$55,055 (+50.1%) Land $15,295 Building $39,760
2024			$157,300 (+50.1%) Land $43,700 Building $113,600
2023	$1,373.00	$36,680 Land $11,935 Building $24,745
2021			$104,800 Land $34,100 Building $70,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1982–2026)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2026
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 7 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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