7274 White Oak Rd, Big Sandy, TX 75755 Property Records

Upshur County property record for 7274 White Oak Rd, Big Sandy, TX 75755

Property Summary

Property TypeRural Home
Details4 bd · 3,194 sqft · built 1963
Lot Size4.96 acres (216,101 sqft)
OwnerIndividual Name on Record
Last Sale$147,300 (Nov 2020)
Tax Bill$4,541 (2026)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN555U-S01-000-009-1

Property Details

APN / Parcel Number

Primary APN555U-S01-000-009-1
Alternative APN
  • 65105955

Interior

Bedrooms4 Beds
Building Area3,194 sqft Living Area
1st Floor Area2,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area216,101 sqft (4.96 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number555U-S01-000-009-1
Street Address7274 WHITE OAK RD
CityBIG SANDY
StateTX
Zip75755-5662
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionABS A555 WILLIAMS, WILLIAM,TRACT 9-1, 4.961 ACRES & HOUSE
Legal SubdivisionWILIAM WILLIAMS SURVEY ABSTRACT #555
Legal Tract1-9
JurisdictionUPSHUR TX
Township / Civil DivisionBIG SANDY
Census Block Group1
Census Block1029
Census Tract950501

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2025Deed of Trust, Mortgage · FHA Mortgage
LOWER LLC
Dec 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Nov 20, 2020Vendor's Lien, Transfer · Construction Mortgage
AMCAP MORTGAGE LTD
Aug 18, 2020Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES INC
Jul 13, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleAug 18, 2020 · Amount on Record
Deed Document Number20208459
Prior Transfer DateJul 3, 2018
Prior Transfer Doc0201804908
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662
Transaction TypeMortgage
Record UpdatedJan 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1160 PAW PAW RD, GILMER, TX 75645-2737

Mortgage

Document Number0202508189
DateDec 24, 2025
Instrument202508189
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2055

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662
Transaction TypeMortgage
Record UpdatedJan 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662

Mortgage

Document Number0202508190
DateDec 24, 2025
Instrument202508190
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueDec 23, 2028

November 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateNov 20, 2020
Property Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662
Document Number0202008459
Instrument DateNov 17, 2020
Instrument202008459
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 PINE ROAD, BIG SANDY, TX 75755

Mortgage

Document Number0202008462
DateNov 20, 2020
Instrument202008462
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term365 Months
DueApr 1, 2051

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateAug 18, 2020
Property Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662
Document Number0202005932
Map ReferenceDOC20190001160
Instrument DateAug 11, 2020
Instrument202005932
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662

Mortgage

Document Number0202005933
DateAug 18, 2020
Instrument202005933
Lender
NameMORTGAGE FINANCIAL SERVICES INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

July 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionUPSHUR TX
Recording DateJul 13, 2018
Property Address7274 WHITE OAK RD, BIG SANDY, TX 75755-5662
Document Number0201804908
Map ReferenceVOL377 PG308
Instrument DateJul 3, 2018
Instrument201804908
Transaction TypeForeclosure
Record UpdatedDec 22, 2022

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1015238, COLUMBUS, OH 43219
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictBig Sandy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,541.00 (-0.09%)$323,820 (-0.12%) Land $55,950 Building $267,870$323,820 (-0.12%) Land $55,950 Building $267,870
2025$4,545.00 (+2.09%)$324,200 (+10.07%) Land $56,160 Building $268,040$324,200 (+10.07%) Land $56,160 Building $268,040
2023$294,540 Land $40,980 Building $253,560$294,540 Land $40,980 Building $253,560
2022$4,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRITCHETT WSC
serves 10,089 people · EPA ID TX2300012
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Nearby Properties on White Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number