727 W 4th St, Monroe, MI 48161 Property Records

Monroe County property record for 727 W 4th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,269 sqft · built 1854
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2026)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00346-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00346-000`
Alternative APN	`55 190 034 60`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	849 sqft
Basement Area	849 sqft
Unfinished Basement	849 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	72 ft deep x 58 ft wide
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	727 W 4TH ST
City	MONROE
State	MI
Zip	48161-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HARRIS PLAT W 8 FT OF N 72 FT OF LOT 32 AND N 72 FT OF LOT 33
Legal Subdivision	HARRIS PLAT
Legal Lot Number	32-33
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2020
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6880 LAKESHORE DR, NEWPORT, MI 48166-9716
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE OF MICHIGAN
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Aug 18, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	2026279
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 6, 2026
Property Address	727 W 4TH ST, MONROE, MI 48161-2409
Document Number	0000000279
Map Reference	LB 2 PG 11
Instrument Date	Dec 30, 2025
Instrument	2026R00279
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 W 4TH ST, MONROE, MI 48161-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 W 4TH ST, MONROE, MI 48161-2409

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	727 W 4TH ST, MONROE, MI 48161-2409
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 MINOCK ST, DETROIT, MI 48228-3995

Mortgage

Document Number	0000029167
Date	Nov 12, 2021
Instrument	2021R29167

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 18, 2021
Property Address	727 W 4TH ST, MONROE, MI 48161-2409
Document Number	2021R21705
Map Reference	LB 2 PG 11
Instrument Date	Aug 6, 2021
Instrument	2021R21705
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 W 4TH ST, MONROE, MI 48161-2409

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,400 (+10.85%) Land $66,400	$132,800 (+10.85%) Land $132,800
2025	$2,256.00 (+4.44%) Homeowner's exemption	$59,900 (+33.11%) Land $59,900	$119,800 (+33.11%) Land $119,800
2024	$2,160.00 (+9.37%)
2023	$1,975.00	$45,000	$90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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