707 W 4th St, Monroe, MI 48161 Property Records

Monroe County property record for 707 W 4th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2003
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-19-00010-002`

Property Details

APN / Parcel Number

Primary APN	`55-19-00010-002`
Alternative APN	`55 190 001 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Terrain	Rolling
Driveway	Driveway
Deck Area	15 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	707 W 4TH ST
City	MONROE
State	MI
Zip	48161-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BABCOCK PLAT NORTH 146 FT OF LOT 29
Legal Subdivision	BABCOCK
Legal Lot Number	29
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2020
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 W 4TH ST, MONROE, MI 48161-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage 4FRONT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026
Deed Sale	Jan 15, 2026
Prior Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	2026834
Prior Transfer Date	Jan 2, 2026
Prior Transfer Doc	0000000834
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 15, 2026
Property Address	707 W 4TH ST, MONROE, MI 48161-2409
Document Number	0000000834
Map Reference	LB 2 PG 10
Instrument Date	Jan 2, 2026
Instrument	2026R00834
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	MORTGAGE CTR TITLE LLC, MORTGAGE CENTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 SUNNYSIDE ST, MANCELONA, MI 49659-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 W 4TH ST, MONROE, MI 48161-2409

Mortgage

Document Number	0000000835
Date	Jan 15, 2026
Instrument	2026R00835

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 10, 2023
Property Address	707 W 4TH ST, MONROE, MI 48161-2409
Document Number	0000004853
Map Reference	LB 2 PG 10
Instrument Date	Apr 6, 2023
Instrument	2023R04853
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 W 4TH ST, MONROE, MI 48161-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 W 4TH ST, MONROE, MI 48161-2409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004837
Date	Apr 10, 2023
Instrument	2023R04837

Lender

Name	4FRONT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (+7.53%) Land $82,800	$165,600 (+7.53%) Land $165,600
2025	$3,268.00 (-27.09%) Homeowner's exemption	$77,000 (+29.83%) Land $77,000	$154,000 (+29.83%) Land $154,000
2024	$4,482.00 (+196.23%)
2023	$1,513.00 Homeowner's exemption	$59,310	$118,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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