Yellowstone County property record for 727 Summit Ridge Rd, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,870 sqft · built 1979 |
| Lot Size | 2.4 acres (104,675 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Oct 2021) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Sep 2026 Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C073520 |
| Primary APN | 000C073520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,870 sqft Living Area |
| Gross Area | 3,930 sqft |
| 1st Floor Area | 1,936 sqft |
| Upper Floors Area | 546 sqft |
| Basement Area | 1,448 sqft |
| Finished Basement | 1,388 sqft |
| Unfinished Basement | 60 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 104,675 sqft |
| Terrain | Rolling |
| View / Lot | Rural |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 258 sqft |
| Stable | 784 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 727 SUMMIT RIDGE RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD HILLS WESTGATE SUB 2ND, S28, T01 N, R27 E, BLOCK 6, LOT 2 - 3, 2.403 AC ( 03) |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | EMERALD HILLS WESTGATE SUB 2ND |
| Legal Block | 6 |
| Legal Lot Number | 2-3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 940002 |
Source: Yellowstone County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Mar 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST |
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK & TRUST |
| Sep 7, 2018 | Deed of Trust, Mortgage LITTLE HORN STATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 20213992263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 7, 2026 |
| Property Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Document Number | 0004148357 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20264148357 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Document Number | 0004148357, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20264148357 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 30, 2026 |
| Property Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Document Number | 0004147705 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20264147705 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Document Number | 0004147705, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20264147705 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004042604 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 4042604 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 1, 2021 |
| Property Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Document Number | 0003992263 |
| Map Reference | DOC 937789 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 3992263 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Document Number | 0003992264 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 3992264 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 727 SUMMIT RIDGE RD, BILLINGS, MT 59101-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003861742 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 000003861742 |
| Name | LITTLE HORN STATE BK |
|---|
| Amount | Amount Recorded |
|---|
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $572,800 (-) Land $80,008 Building $492,792 | $572,800 (-) Land $80,008 Building $492,792 | |
| 2025 | $4,200.00 (-23.12%) | $572,800 (+9.38%) Land $80,008 Building $492,792 | $572,800 (+9.38%) Land $80,008 Building $492,792 |
| 2024 | $5,463.00 (+37.85%) | ||
| 2023 | $3,963.00 | $523,700 | $523,700 Land $73,498 Building $450,202 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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