643 Summit Ridge Rd, Billings, MT 59101 Property Records

Yellowstone County property record for 643 Summit Ridge Rd, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,480 sqft · built 1982
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,472 (2025)
Flood Zone	Zone D (undetermined)
APN	`000C073540`

Property Details

APN / Parcel Number

Primary APN	`000C073540`
Alternative APNs	`03-1034-28-2-11-05-0000` `R0346848` `C073540` `C07354`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	1,480 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Terrain	Rolling
View / Lot	Rural
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	70 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	643 SUMMIT RIDGE RD
City	BILLINGS
State	MT
Zip	59101-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD HILLS WESTGATE SUB 2ND, S28, T01 N, R27 E, BLOCK 6, LOT 4
Legal Range	27E
Legal Township	01N
Legal Section	28
Legal Subdivision	EMERALD HILLS WESTGATE SUB 2ND
Legal Block	6
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	1
Census Block	1015
Census Tract	940002

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 SUMMIT RIDGE RD, BILLINGS, MT 59101-7055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Unified School District	Lockwood K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,100 (-) Land $63,534 Building $295,566	$359,100 (-) Land $63,534 Building $295,566
2025	$2,472.00 (-25.14%)	$359,100 (+17.85%) Land $63,534 Building $295,566	$359,100 (+17.85%) Land $63,534 Building $295,566
2024	$3,302.00 (+43.25%)
2023	$2,305.00	$304,700	$304,700 Land $56,330 Building $248,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20