721 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 721 State St, Schenectady, NY 12307

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,228 sqft · built 1987
Lot Size	0.082 acres (3,552 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Aug 2020)
Tax Bill	$10,493 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.81-3-24`

Property Details

APN / Parcel Number

Primary APN	`421500 39.81-3-24`
Alternative APN	`150003908100030240000000`

Interior

Units	6 Units
Stories	2 Stories
Building Area	6,228 sqft Gross Area
Basement Area	3,104 sqft
Unfinished Basement	3,104 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	3,552 sqft (0.082 acres)
Lot Dimensions	110 ft deep x 32 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	721 STATE ST
City	SCHENECTADY
State	NY
Zip	12307
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	15, 6 & 7 P/O EACH 2 WOOD
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4006
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.81-3-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	61 HISTORY HILLS CT, LATHAM, NY 12110-3764
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Sep 11, 2009 · Amount on Record
Deed Document Number	202025675
Deed Book / Page	2040 / 584
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 31, 2020
Property Address	721 STATE ST, SCHENECTADY, NY 12307
Document Number	0000025675
Book / Page	2040 / 584
Instrument Date	Aug 17, 2020
Instrument	202025675
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	A & G TITLE & SETMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 DARROCH RD, 91, DELMAR, NY 12054-3928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 HISTORY HILLS CT, LATHAM, NY 12110-3764

Mortgage

Document Number	0000025676
Date	Aug 31, 2020
Instrument	202025676

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,493.00 (+19.7%)	$215,000 (-) Land $11,000 Building $204,000	$356,019 (+30.82%) Land $18,215 Building $337,804
2023		$215,000 (-) Land $11,000 Building $204,000	$272,152 (+3.8%) Land $13,924 Building $258,228
2022		$215,000 Land $11,000 Building $204,000	$262,195 Land $13,415 Building $248,780
2021	$8,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 486 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.