727 S River St, Aurora, IL 60506 Property Records

Kane County property record for 727 S River St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,333 sqft · built 1887
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2023)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-28-327-015`

Property Details

APN / Parcel Number

Primary APN	`15-28-327-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,333 sqft Living Area
Gross Area	2,739 sqft
Basement Area	902 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	727 S RIVER ST
City	AURORA
State	IL
Zip	60506-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH END ADDN LOT 13 BLK 5 LOT DIMENSIONS: 40 X 135 APPROX LOT SQ FT 5400 SUBDIVISION: RUSS & SOUTH END RANGE CODE: 001
Legal Subdivision	RUSS&SOUTH END
Legal Block	5
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2036
Census Tract	854700

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 S LAKE ST, AURORA, IL 60506-5597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Dec 20, 1995 · Amount on Record
Deed Document Number	202345093
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	727 S RIVER ST, AURORA, IL 60506-5910
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 S RIVER ST, AURORA, IL 60506-5910

Mortgage

Document Number	0000051001
Date	Dec 23, 2025
Instrument	2025K051001

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 27, 2023
Property Address	727 S RIVER ST, AURORA, IL 60506-5910
Document Number	0000045093
Instrument Date	Oct 11, 2023
Instrument	2023K045093
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 S LAKE ST, AURORA, IL 60506-5597

Mortgage

Document Number	0000045094
Date	Dec 27, 2023
Instrument	2023K045094

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00 (+18%)	$69,086 (+9.39%) Land $5,899 Building $63,187	$207,341 (+9.39%) Land $17,704 Building $189,637
2024		$63,156 (+27.73%) Land $5,393 Building $57,763	$189,544 (+27.78%) Land $16,185 Building $173,358
2022	$3,845.00 (+5.14%) Homeowner's exemption	$49,444 (+7.41%) Land $4,397 Building $45,047	$148,332 (+7.41%) Land $13,191 Building $135,141
2021	$3,657.00 Homeowner's exemption	$46,033 Land $4,094 Building $41,939	$138,099 Land $12,282 Building $125,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1980–2008)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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