709 S River St, Aurora, IL 60506 Property Records

Kane County property record for 709 S River St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1927
Lot Size	0.7 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,500 (Oct 2025)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-28-327-010`

Property Details

APN / Parcel Number

Primary APN	`15-28-327-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Stucco
Construction Type	Frame
Lot Area	3,049 sqft (0.7 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 S RIVER ST
City	AURORA
State	IL
Zip	60506-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH END ADD PART LOTS 1, 2 & 5 BLK 5
Legal Subdivision	SOUTH END ADD
Legal Block	5
Legal Lot Number	1,2,5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2036
Census Tract	854700

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 FERRET XING, OSWEGO, IL 60543-7115
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 11, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	202542151
Prior Transfer Date	May 4, 2001
Prior Transfer Doc	0000059004
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 27, 2025
Property Address	709 S RIVER ST, AURORA, IL 60506-5910
Document Number	0000042151
Instrument Date	Oct 8, 2025
Instrument	2025K042151
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 FERRET XING, OSWEGO, IL 60543-7115

Mortgage

Document Number	0000042152
Date	Oct 27, 2025
Instrument	2025K042152

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.99%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 11, 2018
Property Address	709 S RIVER ST, AURORA, IL 60506-5910
Document Number	0000049931
Instrument Date	Sep 8, 2018
Instrument	2018K049931
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$131.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 CORLYN CR, BATAVIA, IL 60510

Mortgage

Document Number	0000049932
Date	Oct 11, 2018
Instrument	2018K049932

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,258.00 (+13.37%)	$57,330 (+20.86%) Land $7,388 Building $49,942	$172,059 (+20.86%) Land $22,173 Building $149,886
2024	$3,756.00 (+12.89%)	$47,437 (+26.19%) Land $6,754 Building $40,683	$142,368 (+26.24%) Land $20,270 Building $122,098
2022	$3,327.00 (+4.07%)	$37,593 (+7.41%) Land $5,506 Building $32,087	$112,779 (+7.41%) Land $16,518 Building $96,261
2021	$3,197.00	$34,999 Land $5,126 Building $29,873	$104,997 Land $15,378 Building $89,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1980–2008)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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