Surry County property record for 727 Ramey Creek Rd, Lowgap, NC 27024
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,594 sqft · built 2009 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,373 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4040-00-86-1366 |
| Primary APN | 4040-00-86-1366 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,594 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Attic | Attic |
| Attic Area | 812 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Lot Width | 187 ft Width |
| Porch | Slab |
| Porch Area | 774 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 100063982 |
|---|---|
| Street Address | 727 RAMEY CREEK RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-8018 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | RA |
| Legal Description | PB 26 PG 76 |
| Legal Subdivision | WESTERN MOUNTAINS |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 930803 |
727 Ramey Creek Rd, a residential property, is owned and occupied by two individuals who acquired it in April 2009.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 RAMEY CREEK RD, LOWGAP, NC 27024-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 14, 2009 |
| Transfer Doc | 1284/0426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 727 RAMEY CREEK RD, LOWGAP, NC 27024-8018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001765/369 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 1765/369 |
| Instrument | 684787 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Jul 1, 2026 |
| Index | 5-Year CMT |
| Margin | 2 |
The 2026 property tax bill for 727 Ramey Creek Rd was $1,373, down 2.8% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,373.00 (-2.76%) | $191,760 (-15.21%) Land $12,000 Building $179,760 | $191,760 (-15.21%) Land $12,000 Building $179,760 |
| 2025 | $1,412.00 | $226,150 Land $12,000 Building $214,150 | $226,150 Land $12,000 Building $214,150 |
| 2023 | $1,058.00 | $191,760 Land $12,000 Building $179,760 | $191,760 Land $12,000 Building $179,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 727 Ramey Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 727 Ramey Creek Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
4G LTE only, no 5G reported
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