Surry County property record for 528 Ramey Creek Rd, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,794 sqft · built 1958 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,500 (Oct 2017) |
| Tax Bill | $1,171 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4040-00-97-9345 |
| Primary APN | 4040-00-97-9345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,794 sqft Living Area |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Porch | Open Porch |
| Porch Area | 635 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 100012061 |
|---|---|
| Street Address | 528 RAMEY CREEK RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-9214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | SR 1408 |
| Legal Subdivision | WESTERN MOUNTAINS |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930803 |
Source: Surry County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 25, LOWGAP, NC 27024-0025 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on Record |
| Deed Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 0016090922 |
| Deed Book / Page | 1401 / 0249 |
| Prior Transfer Date | May 4, 2012 |
| Prior Transfer Doc | 596543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 528 RAMEY CREEK RD, LOWGAP, NC 27024-9214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1609/0995 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 1609/0995 |
| Name | SURREY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MOUNT AIRY, NC 27030 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Surry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,171.00 (+33.68%) | $185,950 (+17.06%) Land $39,120 Building $146,830 | $185,950 (+17.06%) Land $39,120 Building $146,830 |
| 2023 | $876.00 | $158,850 Land $33,780 Building $125,070 | $158,850 Land $33,780 Building $125,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
4G LTE (outdoors only), no 5G reported
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