727 Platt St, Niles, MI 49120 Property Records

Berrien County property record for 727 Platt St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,215 sqft
Lot Size	0.527 acres (22,956 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2021)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-5440-0009-01-7`

Property Details

APN / Parcel Number

Primary APN	`74-5440-0009-01-7`
Alternative APN	`11-74-5440-0009-01-7`

Interior

Full Baths	1 Bath
Building Area	1,215 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Lot Area	22,956 sqft (0.527 acres)
Lot Dimensions	280 ft deep x 82 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	727 PLATT ST
City	NILES
State	MI
Zip	49120-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 82' OF LOT 9 SUPERVISORS PLAT NO 5 CITY OF NILES
Legal Subdivision	SUPERVISORS PLAT #5
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1006
Census Tract	20600

Owner

727 Platt St is owned and occupied by two individuals who bought it in December 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 PLATT ST, NILES, MI 49120-1533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Document Number	2021338996
Deed Book / Page	3358 / 1695
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	727 PLATT ST, NILES, MI 49120-1533
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 PLATT ST, NILES, MI 49120-1533

Mortgage

Document Number	003419/746
Date	Jan 16, 2024
Book Page	3419/746
Instrument	2024396418

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2034

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	727 PLATT ST, NILES, MI 49120-1533
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03268/1458
Date	Mar 17, 2020
Book Page	3268/1458

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2021
Property Address	727 PLATT ST, NILES, MI 49120-1533
Document Number	03358/1695
Book / Page	3358 / 1695
Map Reference	LB 9 PG 34
Instrument Date	Nov 17, 2021
Instrument	2021338996
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 PLATT ST, NILES, MI 49120-1533

Mortgage

Document Number	0033581698
Date	Dec 28, 2021
Instrument	3358/1698

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 727 Platt St was $2,552 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,000	$148,000
2025	$2,552.00
2023		$63,300	$126,600
2022	$2,514.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Platt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Platt St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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