801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946
Mortgage
Document Number
0073000655
Date
May 20, 2020
Book Page
007300/000655
Instrument
330150
Lender
Name
CARROLLTON BK
Type
Bank
Address
2777 W CLAY ST, ST CHARLES, MO 63301-2528
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
July 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ST CHARLES MO
Recording Date
Jul 16, 2019
Property Address
727 NATHAN ST, SAINT CHARLES, MO 63301-2306
Document Number
0071051553
Book / Page
007105 / 001553
Instrument Date
Jul 11, 2019
Instrument
359940
Transaction Type
Transfer
Record Updated
Aug 2, 2019
Title Company
FREEDOM TITLE
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946
Tax Assessment & Valuation
The 2025 property tax bill for 727 Nathan St was $1,757, up 9.6% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
St. Charles City
Unified School District
St. Charles R-VI School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$27,788 (-)
$146,252 (-)Land $36,000Building $110,252
2025
$1,757.00 (+9.61%)
$27,788
$146,252Land $36,000Building $110,252
2024
$1,603.00
2023
$24,723
2022
$130,119Land $36,000Building $94,119
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 727 Nathan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 727 Nathan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: T-Mobile, Verizon, Wisper ISP.