712 Nathan St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 712 Nathan St, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,026 sqft · built 1949
Lot Size	0.532 acres (23,184 sqft)
Owner	Company Name on Record
Last Sale	$6,120,600 (Aug 2022)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	May 2020 Line of Credit Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077170A000`

Property Details

APN / Parcel Number

Primary APN	`077170A000`
Alternative APN	`6-009C-4396-00-019A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	10 Units
Stories	1 Story
Building Area	2,026 sqft Living Area
1st Floor Area	2,026 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,184 sqft (0.532 acres)
Lot Dimensions	252 ft deep x 92 ft wide
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	077170A000
Street Address	712 NATHAN ST
City	SAINT CHARLES
State	MO
Zip	63301-2319
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AC2
Legal Description	POWELL TERR SUB LOT 19.A
Legal Subdivision	POWELL TERR
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1011
Census Tract	310501

Owner

Source: St. Charles County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 67, WILDWOOD, MO 63040-0067
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Oct 16, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jul 16, 2019	Grant Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jul 7, 2008 · Amount on Record
Deed Document Number	202245417
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	712 NATHAN ST, SAINT CHARLES, MO 63301-2320
Document Number	0073000655
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946

Mortgage

Document Number	0073000655
Date	May 20, 2020
Book Page	007300/000655
Instrument	330150

Lender

Name	CARROLLTON BK
Type	Bank
Address	2777 W CLAY ST, ST CHARLES, MO 63301-2528

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2019
Property Address	712 NATHAN ST, SAINT CHARLES, MO 63301-2320
Document Number	0071631098
Book / Page	007163 / 001098
Instrument Date	Oct 7, 2019
Instrument	581790
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 MIDOINT DR O FALLON MO 63366, O FALLON, MO 63366

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 16, 2019
Property Address	712 NATHAN ST, SAINT CHARLES, MO 63301-2320
Document Number	0071051553
Book / Page	007105 / 001553
Instrument Date	Jul 11, 2019
Instrument	359940
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+7.44%)	$26,940 (+10.16%)	$141,789 (+10.16%) Land $36,000 Building $105,789
2024	$1,586.00
2023		$24,455
2022			$128,710 Land $36,000 Building $92,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	92 (1979–2020)
Claims Outside the SFHA	3 of 92
Most Recent Claim	Aug 2020
Claims by Event	Flooding, Jun 2011 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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