727 Love St, Erwin, TN 37650 Property Records

Unicoi County property record for 727 Love St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,920 sqft · built 1925
Lot Size	0.58 acres (25,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Oct 2020)
Tax Bill	$1,358 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031C-L-007.00`

Property Details

APN / Parcel Number

Primary APN	`031C-L-007.00`
Alternative APNs	`086031C L 00700` `000007270`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	4,756 sqft
1st Floor Area	1,424 sqft
Upper Floors Area	1,496 sqft
Basement Area	1,496 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,283 sqft (0.58 acres)
Lot Dimensions	333 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	352 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	727 LOVE ST
City	ERWIN
State	TN
Zip	37650-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	75X333
Legal Subdivision	G S MCNABB ADD
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1016
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	727 LOVE ST, ERWIN, TN 37650-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit CLINCHFIELD FCU
Oct 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20201930
Deed Book / Page	438 / 153
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	727 LOVE ST, ERWIN, TN 37650-1737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	43949
Date	Nov 13, 2020
Book Page	439/49
Instrument	20002150

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 16, 2020
Property Address	727 LOVE ST, ERWIN, TN 37650-1737
Document Number	0000438153
Book / Page	438 / 153
Instrument Date	Oct 15, 2020
Instrument	20001930
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 LOVE ST, ERWIN, TN 37650-1737

Mortgage

Document Number	0020001931
Date	Oct 16, 2020
Instrument	20001931

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,025 (-) Land $6,525 Building $45,500	$208,100 (-) Land $26,100 Building $182,000
2024	$1,358.00 (+11.04%)
2023		$52,025 (-) Land $6,525 Building $45,500
2022	$1,223.00	$52,025 Land $6,525 Building $45,500	$208,100 Land $26,100 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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