715 Love St, Erwin, TN 37650 Property Records

Unicoi County property record for 715 Love St, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 1925
Lot Size0.184 acres (8,017 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Oct 2014)
Tax Bill$1,133 (2024)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN031C-L-029.00

Property Details

APN / Parcel Number

Primary APN031C-L-029.00
Alternative APNs
  • 03031CL031C02900
  • 086031C L 02900

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area2,521 sqft
1st Floor Area744 sqft
Upper Floors Area816 sqft
Basement Area816 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,017 sqft (0.184 acres)
Lot Dimensions167 ft deep x 50 ft wide
Garage TypeDetached
Garage Area299 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area396 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address715 LOVE ST
CityERWIN
StateTN
Zip37650-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionRICKY LEE HYDER TENANTS IN COMMON 50X166.5
Legal SubdivisionG S MCNABB ADD
JurisdictionUNICOI TN
Township / Civil Division2
Census Block Group1
Census Block1016
Census Tract80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address715 LOVE ST, ERWIN, TN 37650-1737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2014 · Amount on Record
Deed SaleOct 16, 2014 · Amount on Record
Prior SaleMar 4, 1994
Deed Document Number20141801
Deed Book / Page381 / 1
Last Transfer DateApr 14, 2017
Transfer Doc0000403156
Record UpdatedJun 8, 2026

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNICOI TN
Recording DateApr 25, 2017
Property Address715 LOVE ST, ERWIN, TN 37650-1737
Document Number0000403156
Book / Page403 / 156
Instrument DateApr 14, 2017
Instrument17000749
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyDEBBIE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 LOVE ST, ERWIN, TN 37650-1737

Mortgage

Document Number0017000750
DateApr 25, 2017
Instrument17000750
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueApr 1, 2041

Mortgage

Document Number403159
DateApr 25, 2017
Book Page403/159
Instrument17000750
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
MunicipalityErwin Town
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,400 (-) Land $3,875 Building $39,525$173,600 (-) Land $15,500 Building $158,100
2024$1,133.00 (+11.08%)
2023$43,400 (-) Land $3,875 Building $39,525
2022$1,020.00$43,400 Land $3,875 Building $39,525$173,600 Land $15,500 Building $158,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Erwin Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Point Broadband, T-Mobile.

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