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727 E Center Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 727 E Center Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,422 sqft · built 1900
Lot Size0.145 acres (6,325 sqft)
Owner2 Company Names on File
Last Sale$2,500,000 (Jul 2025)
Tax Bill$26,425 (2024)
Deeds & MortgagesNov 2023 Transfer
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-21-221-016

Property Details

APN / Parcel Number

Primary APN12-21-221-016

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,422 sqft Living Area
Gross Area3,933 sqft
1st Floor Area1,546 sqft
Upper Floors Area1,364 sqft
Basement Area1,023 sqft
Finished Basement512 sqft
Unfinished Basement511 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,325 sqft (0.145 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address727 E CENTER AVE
CityLAKE BLUFF
StateIL
Zip60044-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF SECOND ADD N 50 FT LOT 6 & ALL LOT 5 B LOCK 23
Legal SubdivisionVILLAGE OF LAKE BLUFF SECOND ADD
Legal Block23
Legal Lot Number6,5
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2008
Census Tract863300

Owner

Source: Lake County records · APN 12-21-221-016

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address727 E CENTER AVE, LAKE BLUFF, IL 60044-2607
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 07, 2020Deed of Trust, Mortgage
QUICKEN LNS
Oct 31, 2019Trustee's Deed, Transfer
SOFI LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleMar 12, 2008 · Amount on Record
Deed Document Number20258108302
Prior Transfer DateOct 18, 2023
Prior Transfer Doc0008004617
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateNov 07, 2023
Property Address727 E CENTER AVE, LAKE BLUFF, IL 60044-2607
Document Number0008004617
Map ReferenceDOC 35623
Instrument DateOct 18, 2023
Instrument8004617
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address727 E CENTER AVE, LAKE BLUFF, IL 60044-2607

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address727 E CENTER AVE, LAKE BLUFF, IL 60044-2607
Document Number0007641034
Instrument DateMar 07, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address727 E CENTER AVE LAKE BLUFF IL 600442607, LAKE BLUFF, IL 60044-2607

Mortgage

Document Number0007641034
DateMar 12, 2020
Instrument7641034
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%

October 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionLAKE IL
Recording DateOct 31, 2019
Property Address727 E CENTER AVE, LAKE BLUFF, IL 60044-2607
Document Number0007605324
Instrument DateOct 10, 2019
Instrument7605324
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,962.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 E SCRANTON AVE LAKE BLUFF IL 600442533, LAKE BLUFF, IL 60044-2533

Mortgage

Document Number7605325
DateOct 31, 2019
Instrument7605325
Lender
NameSOFI LNDG
Address2750 E COTTONWOOD PKWY # 300, COTTONWOOD HEIGHTS, UT 84121-7285
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2049
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$435,874 (+8.65%) Land $139,912 Building $295,962$1,307,753 (+8.65%) Land $419,778 Building $887,975
2024$26,425.00 (+0.26%)
2023$26,357.00 (+3.61%)$401,177 (+5.97%) Land $107,589 Building $293,588$1,203,651 (+5.97%) Land $322,799 Building $880,852
2022$25,438.00$378,590 Land $101,531 Building $277,059$1,135,883 Land $304,623 Building $831,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 81 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE BLUFF
serves 5,600 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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