Lake County property record for 610 E Center Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,795 sqft · built 1930 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Company Name on File |
| Last Sale | $880,000 (Jun 2015) |
| Tax Bill | $28,428 (2024) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-215-011 |
| Primary APN | 12-21-215-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,795 sqft Living Area |
| Gross Area | 4,025 sqft |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 1,595 sqft |
| Basement Area | 830 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 230 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 610 E CENTER AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF NORTH ADD LOT 3 & W1/2 LOT 4 BLOCK 29 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF NORTH ADD |
| Legal Block | 29 |
| Legal Lot Number | 3,4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 863300 |
Source: Lake County records · APN 12-21-215-011
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC |
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jul 21, 2022 | Intrafamily Transfer, Transfer |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 07, 2017 | Deed of Trust, Mortgage · Line of Credit GOLD COAST BANK (CHICAGO IL) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2015 · Amount on Record |
| Deed Sale | Jun 22, 2015 · Amount on Record |
| Prior Sale | Jun 23, 2004 · Amount on Record |
| Deed Document Number | 20157205128 |
| Last Transfer Date | Jul 06, 2022 |
| Transfer Doc | 0007921167 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008141854 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 8141854 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate | 7.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008021614 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 8021614 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 21, 2022 |
| Property Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Document Number | 0007921167 |
| Map Reference | DOC 33760 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 7921167 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007797364 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 7797364 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 610 E CENTER AVE, LAKE BLUFF, IL 60044-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007417384 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 7417384 |
| Name | GOLD COAST BANK (CHICAGO IL) |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458,872 (+30.04%) Land $163,269 Building $295,603 | $1,376,754 (+30.04%) Land $489,856 Building $886,898 | |
| 2024 | $28,428.00 (+22.9%) | ||
| 2023 | $23,131.00 (+3.61%) | $352,862 (+5.97%) Land $125,550 Building $227,312 | $1,058,692 (+5.97%) Land $376,688 Building $682,004 |
| 2022 | $22,324.00 | $332,995 Land $118,481 Building $214,514 | $999,085 Land $355,479 Building $643,606 |
Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 81 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE BLUFF serves 5,600 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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