727 E 12th Ct, Panama City, FL 32401 Property Records

Bay County property record for 727 E 12th Ct, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 1,422 sqft · built 1962
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (May 2023)
Tax Bill	$237 (2025)
Deeds & Mortgages	Feb 2026 Transfer May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17411-000-000`

Property Details

APN / Parcel Number

Primary APN	`17411-000-000`

Interior

1st Floor Area	1,287 sqft

Exterior

Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Porch
Porch Area	85 sqft
Patio Area	348 sqft

Location & Zoning

Street Address	727 E 12TH CT
City	PANAMA CITY
State	FL
Zip	32401-3347
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC04
Legal Description	SHADY HAVEN LOT 21 BLK E CASE#89-58 MAP 105B1 ORB 4694 P 863
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	SHADY HAVEN
Legal Block	E
Legal Lot Number	21
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3016
Census Tract	1600

Owner

727 E 12th Ct, vacant land, is owned by an individual who acquired it in February 2026.

Source: Bay County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2319 SILVANO DR, MACUNGIE, PA 18062-8658
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
May 31, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 16, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	202333581
Deed Book / Page	4694 / 863
Last Transfer Date	Feb 11, 2026
Transfer Doc	0050032217
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 20, 2026
Property Address	727 E 12TH CT, PANAMA CITY, FL 32401-3347
Document Number	0050032217
Book / Page	5003 / 2217
Map Reference	MAP 105B1
Instrument Date	Feb 11, 2026
Instrument	2026010215
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 SILVANO DR, MACUNGIE, PA 18062-8658

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 31, 2023
Property Address	727 E 12TH CT, PANAMA CITY, FL 32401-3347
Document Number	0046940863
Book / Page	4694 / 863
Map Reference	MB 1181 PG 1106
Instrument Date	May 22, 2023
Instrument	2023033581
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 PASSAIC ST, PASSAIC, NJ 07055-8339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5262 CYPRESS CT, ORLANDO, FL 32811-3093

November 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BAY FL
Recording Date	Nov 16, 2022
Property Address	727 E 12TH CT, PANAMA CITY, FL 32401-3347
Document Number	0046310536
Book / Page	4631 / 536
Map Reference	MB 1181 PG 1106
Instrument Date	Nov 16, 2022
Instrument	2022082817
Transaction Type	Foreclosure
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Tax	$75.60
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PASSAIC ST APT 2, 2, PASSAIC, NJ 07055-8339

Tax Assessment & Valuation

The 2025 property tax bill for 727 E 12th Ct was $237, down 3.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$237.00 (-3.66%)	$15,040 (+6.67%) Land $15,040	$15,040 (+6.67%) Land $15,040
2024	$246.00 (-38.5%)	$14,100 (+11.11%) Land $14,100	$14,100 (+11.11%) Land $14,100
2023	$400.00 (+14.94%)	$12,690 (+34.33%) Land $12,690	$12,690 (+34.33%) Land $12,690
2022	$348.00	$9,447 Land $9,447	$9,447 Land $9,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 E 12th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 E 12th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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