1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. E 12th Ct

711 E 12th Ct, Panama City, FL 32401 Property Records

Bay County property record for 711 E 12th Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 690 sqft · built 1940
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (May 2022)
Tax Bill$429 (2025)
Deeds & MortgagesMay 2022 Sale
Nov 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN17407-010-000

Property Details

APN / Parcel Number

Primary APN17407-010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area690 sqft Heated Area
Gross Area850 sqft
1st Floor Area690 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address711 E 12TH CT
CityPANAMA CITY
StateFL
Zip32401-3347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSHADY HAVEN LOTS LOT 17 BLK E ORB 4561 P 1881
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSHADY HAVEN
Legal BlockE
Legal Lot Number17
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3016
Census Tract1600

Owner

711 E 12th Ct is owned and occupied by an individual who bought it in May 2022.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address711 E 12TH CT, PANAMA CITY, FL 32401-3347
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC
Nov 17, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2022 · Amount on File
Deed SaleMay 10, 2022 · Amount on File
Prior SaleNov 17, 2020 · Amount on File
Deed Document Number0045611881
Deed Book / Page4561 / 1881
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 10, 2022
Property Address711 E 12TH CT, PANAMA CITY, FL 32401-3347
Document Number0045611881
Book / Page4561 / 1881
Map ReferenceMB 1 PG 57
Instrument DateMay 10, 2022
Instrument2022035221
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20408 FRONT BEACH RD, 20408, PANAMA CITY BEACH, FL 32413-8923

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 MAPLEWOOD DR, GULF BREEZE, FL 32563-3226

November 2020: Foreclosure

Document TypeForeclosure
JurisdictionBAY FL
Recording DateNov 17, 2020
Property Address711 E 12TH CT, PANAMA CITY, FL 32401-3347
Document Number0043250702
Book / Page004325 / 000702
Instrument DateNov 17, 2020
Instrument77494
Transaction TypeForeclosure
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20408 FRONT BEACH RD ALYS BEACH FL 324138923, ALYS BEACH, FL 32413-8923

Tax Assessment & Valuation

The 2025 property tax bill for 711 E 12th Ct was $429 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$429.00 Homeowner's exemption$56,496 Land $15,040 Building $41,456$56,496 Land $15,040 Building $41,456
2023$975.00 (+134.94%)$48,391 (+276.23%) Land $12,690 Building $35,701$48,391 (+276.23%) Land $12,690 Building $35,701
2022$415.00$12,862 Land $9,447 Building $3,415$12,862 Land $9,447 Building $3,415

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 711 E 12th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 E 12th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T, T-Mobile.

Nearby Properties on E 12th Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures