727 Dowd Rd, Candor, NC 27229 Property Records

Montgomery County property record for 727 Dowd Rd, Candor, NC 27229

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,680 sqft · built 2000
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (May 2017)
Tax Bill	$755 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7585 00 49 3221`

Property Details

APN / Parcel Number

Primary APN	`7585 00 49 3221`
Alternative APN	`1478775`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Finished Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,862 sqft (2.04 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1478775
Street Address	727 DOWD RD
City	CANDOR
State	NC
Zip	27229-9653
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	MODULAR HO
Legal Description	DOWD DOWD
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	1
Census Block	1007
Census Tract	960501

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	727 DOWD RD, CANDOR, NC 27229-9653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 26, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	2017350509
Deed Book / Page	789 / 851
Prior Transfer Date	Sep 1, 2007
Prior Transfer Doc	601/891
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	727 DOWD RD, CANDOR, NC 27229-9653
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000925/449
Date	Jun 20, 2023
Book Page	925/449
Instrument	378683

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	May 26, 2017
Property Address	727 DOWD RD, CANDOR, NC 27229-9653
Document Number	789/851
Book / Page	789 / 851
Map Reference	PL CAB E SL 96-D
Instrument Date	May 26, 2017
Instrument	350509
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount from Assessment
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 DOWD RD, 727, CANDOR, NC 27229-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 DOWD RD, CANDOR, NC 27229-9653

Mortgage

Document Number	789/853
Date	May 26, 2017
Book Page	789/853
Instrument	350510

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,786 (-) Land $12,600 Building $110,186	$122,786 (-) Land $12,600 Building $110,186
2025	$755.00	$122,786 (-) Land $12,600 Building $110,186	$122,786 (-) Land $12,600 Building $110,186
2023		$122,786 Land $12,600 Building $110,186	$122,786 Land $12,600 Building $110,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

Nearby Properties on Dowd Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures