452 Dowd Rd, Candor, NC 27229 Property Records

Montgomery County property record for 452 Dowd Rd, Candor, NC 27229

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,384 sqft · built 1952
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Jan 1970)
Tax Bill	$421 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7586 17 00 2629`

Property Details

APN / Parcel Number

Primary APN	`7586 17 00 2629`
Alternative APN	`17887`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,384 sqft Finished Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	17887
Street Address	452 DOWD RD
City	CANDOR
State	NC
Zip	27229-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	S.T. EWING LOT 4 S.T. EWING #414
Legal Subdivision	S T EWING ESTATE LANDS
Legal Lot Number	4
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	1
Census Block	1066
Census Tract	960501

Owner

452 Dowd Rd is owned and occupied by an individual who bought it in January 1970.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	452 DOWD RD, CANDOR, NC 27229-9650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1970 · Amount on File
Deed Sale	Jan 1, 1970 · Amount on File
Deed Book / Page	156 / 234
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	452 DOWD RD, CANDOR, NC 27229-9650
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 DOWD RD, CANDOR, NC 27229-9650

Mortgage

Document Number	876/337
Date	Jun 24, 2021
Book Page	876/337
Instrument	368833

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	452 DOWD RD, CANDOR, NC 27229-9650
Transaction Type	Mortgage
Record Updated	Jan 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0839/0071
Date	Dec 17, 2019
Book Page	0839/0071
Instrument	361342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	452 DOWD RD, CANDOR, NC 27229-9650
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 353281
Date	Jan 19, 2018
Book Page	0802/0390
Instrument	353281

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 452 Dowd Rd was $421.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,567 (-) Land $14,000 Building $54,567	$68,567 (-) Land $14,000 Building $54,567
2025	$421.00	$68,567 Land $14,000 Building $54,567	$68,567 Land $14,000 Building $54,567
2023		$68,567 Land $14,000 Building $54,567	$68,567 Land $14,000 Building $54,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 452 Dowd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 Dowd Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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