727 Cherry St, Charlotte, MI 48813 Property Records

Eaton County property record for 727 Cherry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 927 sqft · built 1967
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2021)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Oct 2021 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20008600005000`

Property Details

APN / Parcel Number

Primary APN	`20008600005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	927 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	133 ft deep x 66 ft wide
Garage Area	320 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	727 CHERRY ST
City	CHARLOTTE
State	MI
Zip	48813-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 5. WESTVIEW CITY OF CHARLOTTE
Legal Subdivision	WESTVIEW
Legal Lot Number	5
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3011
Census Tract	20902

Owner

727 Cherry St is owned and occupied by an individual who bought it in October 2021.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	727 CHERRY ST, CHARLOTTE, MI 48813-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Book / Page	2963 / 1029
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	2653/0480
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 25, 2021
Property Address	727 CHERRY ST, CHARLOTTE, MI 48813-1701
Document Number	2963/1029
Book / Page	2963 / 1029
Map Reference	LB 05 PG 07
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22520 ACKLEY RD, 22520, BELLEVUE, MI 49021-9552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 DURKEE ST, NASHVILLE, MI 49073-9614

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 20, 2017
Property Address	727 CHERRY ST, CHARLOTTE, MI 48813-1701
Document Number	2699/0867
Book / Page	2699 / 0867
Map Reference	LB5 PG7
Instrument Date	Sep 19, 2017
Instrument	2699-0867
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 S COCHRAN AVE, 236, CHARLOTTE, MI 48813-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 W KALAMO HWY, CHARLOTTE, MI 48813-8747

Mortgage

Document Number	26990868
Date	Sep 20, 2017
Instrument	2699-0868

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 727 Cherry St was $2,254 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,800 (+3.67%)	$130,865 (-) Land $29,508 Building $101,357
2025	$2,254.00 (+2.92%) Homeowner's exemption	$65,400	$130,865 Land $29,508 Building $101,357
2024	$2,190.00
2023		$46,200	$92,400
2022	$1,961.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures