723 Cherry St, Charlotte, MI 48813 Property Records

Eaton County property record for 723 Cherry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 ba · 927 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2026)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20008600006000`

Property Details

APN / Parcel Number

Primary APN	`20008600006000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	927 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	133 ft deep x 66 ft wide
Garage Area	280 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	723 CHERRY ST
City	CHARLOTTE
State	MI
Zip	48813-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 6. WESTVIEW CITY OF CHARLOTTE
Legal Subdivision	WESTVIEW
Legal Lot Number	6
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3011
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	801 BROOKSIDE DR, LANSING, MI 48917-8222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Oct 7, 2024 · Amount on Record
Deed Document Number	20264961
Deed Book / Page	3215 / 711
Prior Transfer Date	Apr 27, 2014
Prior Transfer Doc	003102/775
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 8, 2026
Property Address	723 CHERRY ST, CHARLOTTE, MI 48813-1701
Document Number	0000004961
Book / Page	3215 / 711
Instrument Date	Oct 2, 2026
Instrument	20264961
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004728,
Date	Oct 8, 2026
Book Page	3214/947
Instrument	20264728

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Oct 5, 2026
Property Address	723 CHERRY ST, CHARLOTTE, MI 48813-1701
Document Number	0000004728
Book / Page	3214 / 947
Instrument Date	Oct 2, 2026
Instrument	20264728
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004728,
Date	Oct 5, 2026
Book Page	3214/947
Instrument	20264728

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,600 (+3.33%)	$150,144 (-) Land $29,293 Building $120,851
2025	$3,686.00 (+62.67%) Homeowner's exemption	$75,100 (+38.56%)	$150,144 (+38.51%) Land $29,293 Building $120,851
2024	$2,266.00 (+11.68%)
2023		$54,200	$108,400
2022	$2,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

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