727 Central Ave, Florence, WI 54121 Property Records

Florence County property record for 727 Central Ave, Florence, WI 54121

Property Summary

Property Type	Commercial
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 2024)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-02606-0000`

Property Details

APN / Parcel Number

Primary APN	`010-02606-0000`

Exterior

Lot Area	3,615 sqft (0.083 acres)

Location & Zoning

Street Address	727 CENTRAL AVE
City	FLORENCE
State	WI
Zip	54121-9491
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 5 BLK 19 OF PLAT OF VILLAGE OF FLORENCE
Legal Range	18E
Legal Township	40N
Legal Section	21
Legal Subdivision	VILLAGE OF FLORENCE
Legal Block	19
Legal Lot Number	5
Jurisdiction	FLORENCE WI
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1060
Census Tract	190101

Owner

727 Central Ave, a commercial property, is owned by two individuals who bought it in April 2024.

Source: Florence County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 FORD LN, FLORENCE, WI 54121-9209
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2005	Deed of Trust, Mortgage STATE BANK OF FLORENCE
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Deed Document Number	2024292678
Record Updated	Oct 29, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	727 CENTRAL AVE, FLORENCE, WI 54121-9491
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197/87
Date	Apr 27, 2005
Book Page	197/87
Instrument	263313

Lender

Name	STATE BANK OF FLORENCE
Address	541 CENTRAL AVE, FLORENCE, WI 54121

Agreement

Amount	Amount on Record

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE WI
Recording Date	Apr 5, 2024
Property Address	727 CENTRAL AVE, FLORENCE, WI 54121-9491
Document Number	0000292678
Instrument Date	Apr 5, 2024
Instrument	292678
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FLORENCE COUNTY ABSTRACT COMPANY, FLORENCE COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 FORD LN, FLORENCE, WI 54121-9209

Mortgage

Document Number	0000292679
Date	Apr 5, 2024
Instrument	292679

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 5, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 727 Central Ave was $1,344.

Source: Florence County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Florence County
County Subdivision	Florence Town
Unified School District	Florence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00	$90,000 Land $2,700 Building $87,300	$108,800 Land $3,264 Building $105,536
2023	$726.00	$32,400 Land $4,500 Building $27,900	$52,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE UTILITY COMMISSION serves 1,250 people · EPA ID WI4190155
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nsight Telservices.

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