649 Central Ave, Florence, WI 54121 Property Records

Florence County property record for 649 Central Ave, Florence, WI 54121

Property Summary

Property Type	Commercial
Lot Size	0.083 acres (3,615 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Jul 2025)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-02630-0000`

Property Details

APN / Parcel Number

Primary APN	`010-02630-0000`

Exterior

Lot Area	3,615 sqft (0.083 acres)

Location & Zoning

Street Address	649 CENTRAL AVE
City	FLORENCE
State	WI
Zip	54121-9487
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 9 BLK 20 OF PLAT OF VILLAGE OF FLORENCE
Legal Range	18E
Legal Township	40N
Legal Section	21
Legal Subdivision	PLAT OF VILLAGE OF FLORENCE
Legal Block	20
Legal Lot Number	9
Jurisdiction	FLORENCE WI
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1061
Census Tract	190101

Owner

Source: Florence County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	425 SPRING AVE, FLORENCE, WI 54121-2708
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit INTERSTATE BANK
Oct 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage NORTHERN INTERSTATE BANK NA
Jul 30, 2025	Warranty Deed, Transfer KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	2025294384
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Recording Date	Sep 14, 2026
Property Address	649 CENTRAL AVE, FLORENCE, WI 54121-9487
Document Number	0000295845
Instrument Date	Sep 11, 2026
Instrument	2026295845
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000295845,
Date	Sep 14, 2026
Instrument	2026295845

Lender

Name	INTERSTATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	649 CENTRAL AVE, FLORENCE, WI 54121-9487
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294671
Date	Oct 7, 2025
Instrument	294671

Lender

Name	NORTHERN INTERSTATE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 26, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE WI
Recording Date	Jul 30, 2025
Property Address	649 CENTRAL AVE, FLORENCE, WI 54121-9487
Document Number	0000294384
Instrument Date	Jul 25, 2025
Instrument	294384
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SPRING AVE, FLORENCE, WI 54121-2708

Tax Assessment & Valuation

Source: Florence County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Florence County
County Subdivision	Florence Town
Unified School District	Florence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 (+83.81%)	$253,900 (+184.64%) Land $2,700 Building $251,200	$306,800 (+113.95%) Land $3,263 Building $303,537
2023	$2,125.00	$89,200 Land $4,500 Building $84,700	$143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE UTILITY COMMISSION serves 1,250 people · EPA ID WI4190155
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nsight Telservices.

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