727 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 727 2nd Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 782 sqft · built 1888
Owner	2 Individual Names on File
Last Sale	$24,000 (Aug 2018)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`23-7660-11100`

Property Details

APN / Parcel Number

Primary APN	`23-7660-11100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	782 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1940
Exterior Material	Other
Construction Type	Wood
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	727 2ND AVE
City	TWO HARBORS
State	MN
Zip	55616-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 OF LOT 10 BLOCK 11
Legal Block	11
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2062
Census Tract	370400

Owner

Source: Lake County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	771 STANLEY RD, TWO HARBORS, MN 55616-1175
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	190366
Record Updated	Jun 7, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Sep 16, 2025
Property Address	727 2ND AVE, TWO HARBORS, MN 55616-1513
Document Number	A000206895
Instrument Date	Sep 5, 2025
Instrument	A000206895
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 2ND AVE, TWO HARBORS, MN 55616-1513

Mortgage

Document Number	A000206896
Date	Sep 16, 2025
Instrument	A000206896

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$91,200 Land $9,400 Building $81,800	$91,200 Land $9,400 Building $81,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile USA.

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