724 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 724 2nd Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 766 sqft · built 1898
Owner	Individual Name on File
Last Sale	$104,900 (Dec 2013)
Deeds & Mortgages	Jan 2020 Mortgage
APN	`23-7660-04065`

Property Details

APN / Parcel Number

Primary APN	`23-7660-04065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	766 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Garage Type	Mixed
Garage Area	624 sqft
Carport	Carport
Carport Area	95 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	724 2ND AVE
City	TWO HARBORS
State	MN
Zip	55616-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 4
Legal Block	4
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2061
Census Tract	370400

Owner

Source: Lake County records · APN 23-7660-04065

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	724 2ND AVE, TWO HARBORS, MN 55616-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2013 · Amount on Record
Deed Sale	Dec 10, 2013 · Amount on Record
Prior Sale	Nov 29, 2007
Deed Document Number	180099
Prior Transfer Date	Feb 07, 2013
Prior Transfer Doc	A000179971
Record Updated	Jun 07, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	724 2ND AVE, TWO HARBORS, MN 55616-1514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000193352
Date	Jan 17, 2020
Instrument	A000193352

Lender

Name	TWO HARBORS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2045

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$198,400 Land $18,800 Building $179,600	$198,400 Land $18,800 Building $179,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile USA.

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1380005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Two Harbors serves 3,698 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.