Santa Rosa County property record for 7261 Arcola St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 2000 |
| Lot Size | 0.519 acres (22,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Apr 2025) |
| Tax Bill | $2,288 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-17800-0040 |
| Primary APN | 18-2S-26-1920-17800-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 1,618 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 22,608 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 133 sqft |
| Patio Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7261 ARCOLA ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 4 BLK 178 AS DES IN OR 4607 PG 1153 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 178 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7261 ARCOLA ST, NAVARRE, FL 32566-8663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Document Number | 202517540 |
| Deed Book / Page | 4607 / 1153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7261 ARCOLA ST, NAVARRE, FL 32566-8663 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7261 ARCOLA ST, NAVARRE, FL 32566-8663 |
| Document Number | 0043220597 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 4322/597 |
| Instrument | 202250910 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7261 ARCOLA ST, NAVARRE, FL 32566-8663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039650251 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 3965/251 |
| Instrument | 202029741 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | ONEONTA, AL 35121 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Feb 19, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 7261 ARCOLA ST, NAVARRE, FL 32566-8663 |
| Document Number | 0037831941 |
| Book / Page | 003783 / 001941 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 49602 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,638.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3950 COUNTY HIGHWAY 11 HAYDEN AL 350793637, HAYDEN, AL 35079-3637 |
| Document Number | 37831944 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 003783/001944 |
| Instrument | 49603 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,288.00 (+3.72%) | $225,218 (+2.9%) | $320,483 (+3.51%) Land $75,000 Building $245,483 |
| 2024 | $2,206.00 (+2.37%) Homeowner's exemption | $218,871 (+3%) | $309,617 (+3.98%) Land $75,000 Building $234,617 |
| 2023 | $2,155.00 (+2.81%) Homeowner's exemption | $212,496 (+3%) | $297,760 (+9.03%) Land $65,000 Building $232,760 |
| 2022 | $2,096.00 Homeowner's exemption | $206,307 | $273,097 Land $50,000 Building $223,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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