Santa Rosa County property record for 7260 Arcola St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 3,620 sqft · built 1999 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $13,000 (Feb 1999) |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-17400-0030 |
| Primary APN | 18-2S-26-1920-17400-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,620 sqft Living Area |
| Gross Area | 4,686 sqft |
| 1st Floor Area | 3,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 289 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7260 ARCOLA ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 3 BLK 174 AS DES IN OR 1738 PG 1788 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 174 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7260 ARCOLA ST, NAVARRE, FL 32566-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Mar 10, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 1999 · Amount on Record |
| Deed Sale | Feb 8, 1999 · Amount on Record |
| Deed Book / Page | 1738 / 1788 |
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0047180665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7260 ARCOLA ST, NAVARRE, FL 32566-8664 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7260 ARCOLA ST, NAVARRE, FL 32566-8664 |
| Document Number | 0044271423 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 4427/1423 |
| Instrument | 202338553 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 10, 2026 |
| Property Address | 7260 ARCOLA ST, NAVARRE, FL 32566-8664 |
| Document Number | 0047180665 |
| Book / Page | 4718 / 665 |
| Map Reference | MB 1738 PG 1788 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 202612005 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7260 ARCOLA ST, NAVARRE, FL 32566-8664 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7260 ARCOLA ST, NAVARRE, FL 32566-8664 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,183.00 (+35.98%) Homeowner's exemption Veteran's exemption | $469,279 (+95.57%) | $627,970 (+61.26%) Land $75,000 Building $552,970 |
| 2024 | $870.00 (+3.33%) Homeowner's exemption Disabled Person's exemption | $239,954 (+3%) | $389,409 (+3.6%) Land $75,000 Building $314,409 |
| 2023 | $842.00 (-63.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $232,965 (+3%) | $375,884 (+7.33%) Land $65,000 Building $310,884 |
| 2022 | $2,312.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $226,180 | $350,203 Land $50,000 Building $300,203 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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