726 Smith Rd, Duncan, OK 73533 Property Records

Stephens County property record for 726 Smith Rd, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1977
Lot Size	0.219 acres (9,558 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Feb 2022)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21978`

Property Details

APN / Parcel Number

Primary APN	`21978`
Alternative APN	`1600-00-003-029-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,558 sqft (0.219 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21978
Street Address	726 SMITH RD
City	DUNCAN
State	OK
Zip	73533-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 3 LT 29 WESTGATE #1
Legal Range	08W
Legal Township	01N
Legal Section	36
Legal Subdivision	WESTGATE PART 1
Legal Block	3
Legal Lot Number	29
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3008
Census Tract	101

Owner

Source: Stephens County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1386 SMITH RD, DUNCAN, OK 73533-2286
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	20221335
Deed Book / Page	6115 / 55
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Feb 10, 2022
Property Address	1386 SMITH RD, DUNCAN, OK 73533-2286
Document Number	0006115/55
Book / Page	6115 / 55
Instrument Date	Feb 10, 2022
Instrument	I-2022-001335
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1386 SMITH RD, DUNCAN, OK 73533-2286

Mortgage

Document Number	I2022001336
Date	Feb 10, 2022
Instrument	I-2022-001336

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (-5.33%)	$14,740 (-3.92%) Land $1,209 Building $13,531	$133,999 (-3.92%) Land $10,992 Building $123,007
2023	$1,313.00	$15,341 Land $1,209 Building $14,132	$139,464 Land $10,992 Building $128,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20