725 Smith Rd, Duncan, OK 73533 Property Records

Stephens County property record for 725 Smith Rd, Duncan, OK 73533 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1979
Lot Size	0.219 acres (9,548 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2026)
Tax Bill	$890 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21991`

Property Details

APN / Parcel Number

Primary APN	`21991`
Alternative APN	`1600-00-004-007-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,548 sqft (0.219 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21991
Street Address	725 SMITH RD
City	DUNCAN
State	OK
Zip	73533-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 4 LT 7 WESTGATE #1
Legal Range	08W
Legal Township	01N
Legal Section	36
Legal Subdivision	WESTGATE PART 1
Legal Block	4
Legal Lot Number	7
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3008
Census Tract	101

Owner

Source: Stephens County records · APN 21991

Assessment roll updated March 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	725 SMITH RD, DUNCAN, OK 73533-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
May 15, 2019	Special Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 18, 2005	Warranty Deed, Transfer FIRST BANK & TRUST CO
Jan 18, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	20263109
Deed Book / Page	6845 / 257
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1385 SMITH RD, DUNCAN, OK 73533-2296
Transaction Type	Mortgage
Record Updated	May 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 SMITH RD, DUNCAN, OK 73533-2296

Mortgage

Document Number	0006408/20
Date	Oct 18, 2023
Book Page	6408/20
Instrument	I-2023-009981

Lender

Name	ARVEST BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 06, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 20, 2026
Property Address	725 SMITH RD, DUNCAN, OK 73533-2236
Document Number	006845/257
Book / Page	6845 / 257
Instrument Date	Apr 17, 2026
Instrument	2026.3109
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SMITH RD, DUNCAN, OK 73533-2236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003110,
Date	Apr 20, 2026
Instrument	2026..3110

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	May 15, 2019
Property Address	1385 SMITH RD, DUNCAN, OK 73533-2296
Document Number	005655/227
Book / Page	5655 / 227
Instrument Date	May 03, 2019
Instrument	2019-004695
Transaction Type	Transfer
Record Updated	May 05, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$103.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E CHESTNUT AVE, DUNCAN, OK 73533-6007

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 18, 2005
Property Address	1385 SMITH RD, DUNCAN, OK 73533-2296
Document Number	003090/310
Book / Page	3090 / 310
Instrument Date	Jan 11, 2005
Instrument	73-0074
Transaction Type	Transfer
Record Updated	May 05, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 SMITH RD, DUNCAN, OK 73533-2236

Mortgage

Document Number	0000730075
Date	Jan 18, 2005
Instrument	73-0075

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Type Change Date	Feb 01, 2008

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 18, 2005
Property Address	1385 SMITH RD, DUNCAN, OK 73533-2296
Document Number	003090/308
Book / Page	3090 / 308
Instrument Date	Jan 10, 2005
Instrument	73-0073
Transaction Type	Transfer
Record Updated	May 05, 2026

Transaction

Amount	Amount Recorded
Tax	$125.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 E BELT LINE RD, CARROLLTON, TX 75006-5401
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00 (+5.2%) Homeowner's exemption	$11,552 (+6.09%) Land $1,208 Building $10,344	$133,086 (+8.55%) Land $10,980 Building $122,106
2023	$846.00 Homeowner's exemption	$10,889 Land $1,208 Building $9,681	$122,608 Land $10,980 Building $111,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (40137C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401370001013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Cable One	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless	500 / 100
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	400 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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