Spartanburg County property record for 726 Ratchford Ln, Wellford, SC 29385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,779 sqft · built 2022 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,705 (Feb 2022) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0800-01169 |
| Primary APN | 5-0800-01169 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 3,604 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Stone |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Well |
| Street Address | 726 RATCHFORD LN |
|---|---|
| City | WELLFORD |
| State | SC |
| Zip | 29385-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 155 SHADY GROVE HILLS PH 2- SEC 2 PB 178-420 |
| Legal Phase | 2 |
| Legal Lot Number | 155 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23002 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 726 RATCHFORD LN, WELLFORD, SC 29385-8922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed, Subdivision Related Transfer · FHA Mortgage APEX HOME LOANS INC |
| Jul 28, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on Record |
| Deed Sale | Feb 17, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2021 · Amount on Record |
| Deed Document Number | 2022-08614 |
| Deed Book / Page | 135-W / 241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Feb 17, 2022 |
| Property Address | 726 RATCHFORD LN, WELLFORD, SC 29385-8922 |
| Document Number | 0000008614 |
| Book / Page | 135-W / 241 |
| Map Reference | MB 178 PG 420 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-08614 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $741.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 726 RATCHFORD LANE, WELLFORD, SC 29385-8922 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008615 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 6320/404 |
| Instrument | 2022-08615 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 28, 2021 |
| Property Address | 726 RATCHFORD LN, WELLFORD, SC 29385-8922 |
| Document Number | 0000041714 |
| Book / Page | 133-D / 641 |
| Map Reference | MB178 PG420 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021-41714 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 W WADE HAMPTON BLVD # 7, 7, GREER, SC 29650-1293 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Lyman Town |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (+0.56%) | $11,280 (-) Land $1,800 Building $9,480 | $282,000 (-) Land $45,000 Building $237,000 |
| 2024 | $1,791.00 (-0.28%) | ||
| 2023 | $1,796.00 | $11,280 Land $1,800 Building $9,480 | $282,000 Land $45,000 Building $237,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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