718 Ratchford Ln, Wellford, SC 29385 Property Records

Spartanburg County property record for 718 Ratchford Ln, Wellford, SC 29385

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,982 sqft · built 2023
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$296,322 (Jan 2023)
Tax Bill$1,888 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5-0800-01102

Property Details

APN / Parcel Number

Primary APN5-0800-01102
Alternative APN
  • 193306

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,982 sqft Living Area
Gross Area2,631 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeStone
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceWell

Location & Zoning

Street Address718 RATCHFORD LN
CityWELLFORD
StateSC
Zip29385-8922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89 SHADY GROVE HILLS PH 2- SEC 2 PB 178-420
Legal Phase2
Legal Lot Number89
JurisdictionSPARTANBURG SC
Township / Civil DivisionWELLFORD
Census Block Group2
Census Block2003
Census Tract23002

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address718 RATCHFORD LN, WELLFORD, SC 29385-8922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Deed Document Number2023-02843
Deed Book / Page140-N / 471
Record UpdatedJun 8, 2026

January 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSPARTANBURG SC
Recording DateJan 24, 2023
Property Address718 RATCHFORD LN, WELLFORD, SC 29385-8922
Document Number0000002843
Book / Page140-N / 471
Map ReferenceMB 178 PG 420
Instrument DateNov 10, 2022
Instrument2023-02843
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address718 RATEHFORD LANE, WELLFORD, SC 29385-8922

Mortgage

Document Number0000002844
DateJan 24, 2023
Book Page6523/76
Instrument2023-02844
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySpartanburg County
MunicipalityLyman Town
Unified School DistrictSpartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,888.00 (+0.53%)$11,852 (+558.44%) Land $1,800 Building $10,052$296,300 (+558.44%) Land $45,000 Building $251,300
2024$1,878.00 (+585.4%)
2023$274.00$1,800 Land $1,800$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJWD MIDDLE TYGER WTP
serves 89,531 people · EPA ID SC4220006
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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