San Diego County property record for 726 Palomar Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1952 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,500 (Dec 2001) |
| Tax Bill | $4,619 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492-442-12-00 |
| Primary APN | 492-442-12-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 816 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 726 PALOMAR AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 43 TR 002732 |
| Legal Subdivision | GROSSMONT VILLAS |
| Legal Tract | 002732 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 15302 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 726 PALOMAR AVE, EL CAJON, CA 92020-7344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2001 · Amount on Record |
| Deed Sale | Dec 31, 2001 · Amount on Record |
| Deed Document Number | 2001975839 |
| Last Transfer Date | Nov 6, 2013 |
| Transfer Doc | 0000665283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 726 PALOMAR AVE, EL CAJON, CA 92020-7344 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 726 PALOMAR AVE, EL CAJON, CA 92020-7344 |
| Document Number | 0000204139 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-0204139 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.23% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $316,261 (+2%) Land $165,740 Building $150,521 | |
| 2025 | $4,619.00 (+7.19%) Homeowner's exemption | $310,061 (+4.04%) Land $162,491 Building $147,570 |
| 2023 | $4,309.00 (-1.67%) Homeowner's exemption | $298,023 Land $156,182 Building $141,841 |
| 2022 | $4,382.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon, Wyyerd Connect.
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