726 N 3rd St, Montevideo, MN 56265 Property Records

Chippewa County property record for 726 N 3rd St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	688 sqft · built 1912
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Feb 2024)
Tax Bill	$1,652 (2026)
Deeds & Mortgages	Dec 2011 Mortgage Aug 2009 Line of Credit + 2 more
APN	`70-330-0420`

Property Details

APN / Parcel Number

Primary APN	`70-330-0420`
Alternative APNs	`17592` `26257`

Interior

Building Area	688 sqft Base Area
1st Floor Area	688 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Account Number	26257
Street Address	726 N 3RD ST
City	MONTEVIDEO
State	MN
Zip	56265-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSONS 2ND ADDITION LOT 2 BLOCK 4
Legal Subdivision	NELSONS 2ND ADDITION
Legal Block	4
Legal Lot Number	2
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1061
Census Tract	950602

Owner

726 N 3rd St is owned and occupied by an individual who bought it in February 2024.

Source: Chippewa County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	726 N 3RD ST, MONTEVIDEO, MN 56265-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2011	Deed of Trust, Mortgage MINNWEST BANK CENTRAL
Aug 6, 2009	Deed of Trust, Mortgage · Line of Credit KLEIN BANK
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Jun 25, 2008 · Amount on File
Deed Document Number	2024316441
Record Updated	Oct 29, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	726 N 3RD ST, MONTEVIDEO, MN 56265-1316
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1000285069
Date	Dec 16, 2011
Instrument	1000285069

Lender

Name	MINNWEST BANK CENTRAL
Address	MONTEVIDEO, MN 56265

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 5, 2014

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	726 N 3RD ST, MONTEVIDEO, MN 56265-1316
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000278658
Date	Aug 6, 2009
Instrument	A000278658

Lender

Name	KLEIN BANK
Type	Bank
Address	CHASKA, MN 55318

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	726 N 3RD ST, MONTEVIDEO, MN 56265-1316
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000316442
Date	Feb 6, 2024
Instrument	A000316442

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Feb 6, 2024
Property Address	726 N 3RD ST, MONTEVIDEO, MN 56265-1316
Document Number	A000316441
Instrument Date	Feb 1, 2024
Instrument	A000316441
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 N 3RD ST, MONTEVIDEO, MN 56265-1316

Mortgage

Document Number	A000316442
Date	Feb 6, 2024
Instrument	A000316442

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	A000316443
Date	Feb 6, 2024
Instrument	A000316443

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 726 N 3rd St was $1,652 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,652.00 Homeowner's exemption	$134,200 (+8.05%) Land $4,800 Building $129,400	$134,200 (+8.05%) Land $4,800 Building $129,400
2025		$124,200 Land $4,800 Building $119,400	$124,200 Land $4,800 Building $119,400
2024	$1,520.00
2023		$122,700 Land $4,800 Building $117,900	$122,700 Land $4,800 Building $117,900
2022	$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 726 N 3rd St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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