720 N 3rd St, Montevideo, MN 56265 Property Records

Chippewa County property record for 720 N 3rd St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1914
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$210,500 (Apr 2021)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Sale + 2 more
APN	`70-330-0440`

Property Details

APN / Parcel Number

Primary APN	`70-330-0440`
Alternative APN	`24643`

Interior

Building Area	1,288 sqft Base Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	24643
Street Address	720 N 3RD ST
City	MONTEVIDEO
State	MN
Zip	56265-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSONS 2ND ADDITION N 45 FT OF LOT 4 BLOCK 4
Legal Subdivision	NELSONS 2ND ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1061
Census Tract	950602

Owner

Source: Chippewa County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Aug 16, 2021	Deed, Transfer
Apr 6, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BREMER BANK
Nov 15, 2018	Deed of Trust, Mortgage CO-OP CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	May 10, 2012 · Amount on Record
Deed Document Number	2021308937
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000319970
Date	Oct 9, 2025
Instrument	A000319970

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2055

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Aug 16, 2021
Property Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316
Document Number	A000310281
Instrument Date	Aug 13, 2021
Instrument	A000310281
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Apr 6, 2021
Property Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316
Document Number	A000308937
Instrument Date	Mar 26, 2021
Instrument	A000308937
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316

Mortgage

Document Number	A000308938
Date	Apr 6, 2021
Instrument	A000308938

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	720 N 3RD ST, MONTEVIDEO, MN 56265-1316
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000302756
Date	Nov 15, 2018
Instrument	A000302756

Lender

Name	CO-OP CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (+18.92%)
2025		$223,100 (-4.33%) Land $4,300 Building $218,800	$223,100 (-4.33%) Land $4,300 Building $218,800
2023		$233,200 Land $4,300 Building $228,900	$233,200 Land $4,300 Building $228,900
2022	$2,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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