726 N 15th St, Waco, TX 76707 Property Records

McLennan County property record for 726 N 15th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,378 sqft · built 1900
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$120,700 (Jun 2020)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001700-001000-0`

Property Details

APN / Parcel Number

Primary APN	`48-001700-001000-0`
Alternative APNs	`4800170000100000111` `162204`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,210 sqft
2nd Floor Area	1,168 sqft
Flooring	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1959
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	878 sqft
Storage Building	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Street Address	726 N 15TH ST
City	WACO
State	TX
Zip	76707-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	BAKER J B LOT A5 BLOCK 97 ACRES .285
Legal Subdivision	BAKER J B
Legal Block	97
Legal Lot Number	A5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

726 N 15th St is owned and occupied by an individual who bought it in June 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	726 N 15TH ST, WACO, TX 76707-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jul 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	202018934
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	0000018934
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	726 N 15TH ST, WACO, TX 76707-3513
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008923
Date	Mar 7, 2022
Instrument	2022008923

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	726 N 15TH ST, WACO, TX 76707-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021908
Date	Jul 7, 2017
Instrument	2017021908

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76706

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 10, 2020
Property Address	726 N 15TH ST, WACO, TX 76707-3513
Document Number	0000018934
Instrument Date	Jun 8, 2020
Instrument	18934
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 N 15TH ST WACO TX 767073513, WACO, TX 76707-3513

Mortgage

Document Number	18935
Date	Jun 10, 2020
Instrument	18935

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 726 N 15th St was $3,670 with a homeowner's exemption, down 8.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,198 (+1%)	$295,585 (+18.15%) Land $31,161 Building $264,424
2025	$3,670.00 (-8.23%) Homeowner's exemption	$250,180 Land $28,310 Building $221,870	$250,180 Land $28,310 Building $221,870
2024	$3,999.00
2023		$255,730 Land $28,310 Building $227,420	$255,730 Land $28,310 Building $227,420
2022	$3,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 726 N 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 N 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on N 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures