720 N 15th St, Waco, TX 76707 Property Records

McLennan County property record for 720 N 15th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,442 sqft · built 1915
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,107 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-001700-001100-6`

Property Details

APN / Parcel Number

Primary APN	`48-001700-001100-6`
Alternative APNs	`4800170000110060111` `162205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	2,010 sqft
2nd Floor Area	432 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 N 15TH ST
City	WACO
State	TX
Zip	76707-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	BAKER J B LOT 5B BLOCK 97 ACRES .28
Legal Subdivision	BAKER J B
Legal Block	97
Legal Lot Number	5B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 N 15TH ST, WACO, TX 76707-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Vendor's Lien, Transfer · Conventional Mortgage US BANK NA
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021
Deed Sale	Aug 23, 2021
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	202133849
Prior Transfer Date	May 8, 2014
Prior Transfer Doc	0000013185
Record Updated	Oct 29, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 2, 2025
Property Address	720 N 15TH ST, WACO, TX 76707-3513
Document Number	0000016445
Instrument Date	May 30, 2025
Instrument	2025016445
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 15TH ST, WACO, TX 76707-3513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016446
Date	Jun 2, 2025
Instrument	2025016446

Lender

Name	US BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	720 N 15TH ST, WACO, TX 76707-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024939
Date	Jul 29, 2019
Instrument	2019024939

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,000 (+5.97%) Land $30,980 Building $304,020	$335,000 (+5.97%) Land $30,980 Building $304,020
2025	$7,107.00 (+2.88%)	$316,130 (+23.86%) Land $28,050 Building $288,080	$316,130 (+23.86%) Land $28,050 Building $288,080
2024	$6,908.00 (+20.73%)
2023		$255,230 Land $28,050 Building $227,180	$255,230 Land $28,050 Building $227,180
2022	$5,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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