726 Fourmile Rd, Grayson, KY 41143 Property Records

Carter County property record for 726 Fourmile Rd, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 973 sqft · built 1986
Lot Size	10.4 acres (453,024 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2025)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Sep 2012 Mortgage Sep 2020 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`087-00-00-027.02`

Property Details

APN / Parcel Number

Primary APN	`087-00-00-027.02`
Alternative APNs	`20521` `36068`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	973 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	453,024 sqft (10.4 acres)
Terrain	Steep
View / Lot	Waterfront - Canal
Deck Area	160 sqft
Patio Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	36068
Street Address	726 FOURMILE RD
City	GRAYSON
State	KY
Zip	41143-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1016
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2012	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2014	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 4, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2013	Deed of Trust, Mortgage · ARM MORTGAGE INVESTORS CORP
Mar 19, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2025	Deed, Transfer
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2009	Deed, Transfer · VA Mortgage METLIFE HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Jun 19, 2009 · Amount on Record
Deed Document Number	20251005253
Deed Book / Page	534 / 472
Record Updated	Sep 20, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR292/061
Date	Sep 4, 2012
Book Page	OR292/061
Instrument	340010

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR439/322
Date	Sep 21, 2020
Book Page	OR439/322
Instrument	464438

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR452/184
Date	Apr 16, 2021
Book Page	OR452/184
Instrument	496693

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR327/546
Date	Aug 19, 2014
Book Page	OR327/546
Instrument	350102

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2044

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR364/146
Date	Oct 4, 2016
Book Page	OR364/146
Instrument	377659

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR303/532
Date	Apr 19, 2013
Book Page	OR303/532
Instrument	343817

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2016
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.5%
Index	1-Year CMT
Margin	2
Max Rate	7.5%

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR337/740
Date	Mar 19, 2015
Book Page	OR337/740
Instrument	352855

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2044

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Apr 4, 2025
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Document Number	000534/472
Book / Page	534 / 472
Instrument Date	Apr 1, 2025
Instrument	1005253
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 FOURMILE RD, GRAYSON, KY 41143-7384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR452/184
Date	Apr 16, 2021
Book Page	OR452/184
Instrument	496693

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR439/322
Date	Sep 21, 2020
Book Page	OR439/322
Instrument	464438

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

June 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 19, 2009
Property Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Document Number	0OR237/427
Book / Page	OR237 / 427
Map Reference	MB129PG661
Instrument Date	Jun 12, 2009
Instrument	321371
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 EASTVIEW ST, GRAYSON, KY 41143-8906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 FOURMILE RD, GRAYSON, KY 41143-7384
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR237/431
Date	Jun 19, 2009
Book Page	OR237/431
Instrument	321372

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (+186.56%)	$245,000 (+87.02%)	$245,000 (+87.02%)
2023	$729.00 Homeowner's exemption	$131,000	$131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2002–2018)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2018
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	Organic carbon removal Jan 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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