559 Fourmile Rd, Grayson, KY 41143 Property Records

Carter County property record for 559 Fourmile Rd, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,226 sqft · built 1946
Lot Size	42 acres (1,829,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Feb 2013)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-00-00-028.00`

Property Details

APN / Parcel Number

Primary APN	`087-00-00-028.00`
Alternative APN	`23711`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,226 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,829,520 sqft (42 acres)
Garage Area	480 sqft
Porch	Slab
Porch Area	193 sqft

Location & Zoning

Account Number	23711
Street Address	559 FOURMILE RD
City	GRAYSON
State	KY
Zip	41143-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 42 ACRES
Legal Subdivision	FOUR MILE CREEK
Jurisdiction	CARTER KY
Township / Civil Division	GRAHN
Census Block Group	3
Census Block	3000
Census Tract	960300

Owner

Source: Carter County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	559 FOURMILE RD, GRAYSON, KY 41143-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE CREDIT UNION
Oct 26, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Sep 6, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2013 · Amount on Record
Deed Sale	Feb 14, 2013 · Amount on Record
Deed Document Number	2013342798
Deed Book / Page	299 / 855
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Recording Date	Aug 7, 2026
Property Address	559 FOURMILE RD, GRAYSON, KY 41143-8179
Document Number	0001031813
Book / Page	202 / 518
Instrument Date	Jul 30, 2026
Instrument	20261031813
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 FOURMILE RD, GRAYSON, KY 41143-8179

Mortgage

Document Number	0001031813,
Date	Aug 7, 2026
Book Page	202/518
Instrument	20261031813

Lender

Name	MEMBERS CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2046

Interest

Rate	6.43%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	559 FOURMILE RD, GRAYSON, KY 41143-8179
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR464/762
Date	Oct 26, 2021
Book Page	OR464/762
Instrument	539185

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	559 FOURMILE RD, GRAYSON, KY 41143-8179
Transaction Type	Mortgage
Record Updated	Oct 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR417/615
Date	Sep 6, 2019
Book Page	OR417/615
Instrument	390389

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (-1.04%)	$212,000 (-)	$212,000 (-)
2023	$1,828.00	$212,000	$212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2002–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 2 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	Organic carbon removal Jan 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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