726 Chestnut St, Escondido, CA 92025 Property Records

San Diego County property record for 726 Chestnut St, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,219 sqft · built 1965
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Dec 2019)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-480-16-00`

Property Details

APN / Parcel Number

Primary APN	`233-480-16-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	726 CHESTNUT ST
City	ESCONDIDO
State	CA
Zip	92025-5261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 1 POR TR 003039
Legal Subdivision	RANCHO RINCON DEL DIABLO
Legal Tract	003039
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	20602

Owner

726 Chestnut St is owned and occupied by an individual who bought it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Sep 27, 1991 · Amount on File
Deed Document Number	2019616977
Prior Transfer Date	Nov 9, 2005
Prior Transfer Doc	0001121167
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261

Mortgage

Document Number	0000023432
Date	Jan 30, 2023
Instrument	2023-0023432

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261

Mortgage

Document Number	0000181563
Date	Mar 9, 2021
Instrument	2021-0181563

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261
Document Number	0000616977
Map Reference	MAP 3039
Instrument Date	Dec 3, 2019
Instrument	2019-0616977
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 CHESTNUT ST, ESCONDIDO, CA 92025-5261

Mortgage

Document Number	0000616978
Date	Dec 31, 2019
Instrument	2019-0616978

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 726 Chestnut St was $5,442 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,822 (+2%) Land $208,837 Building $281,985
2025	$5,442.00 Homeowner's exemption	$481,199 Land $204,743 Building $276,456
2023	$5,207.00 (+1.11%) Homeowner's exemption	$462,516 Land $196,794 Building $265,722
2022	$5,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 726 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 726 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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