San Diego County property record for 540 Chestnut St, Escondido, CA 92025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,821 sqft · built 1957 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 1995) |
| Tax Bill | $3,259 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-480-05-00 |
| Primary APN | 233-480-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,821 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 7,600 sqft (0.175 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 540 CHESTNUT ST |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92025-4551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | LOT 5 TR 003039 |
| Legal Subdivision | BARTLEY SUB |
| Legal Tract | 003039 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20602 |
540 Chestnut St is owned and occupied by two individuals who bought it in September 1995.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 CHESTNUT ST, ESCONDIDO, CA 92025-4551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 1995 · Amount on File |
| Deed Sale | Sep 29, 1995 · Amount on File |
| Prior Sale | Mar 14, 1995 · Amount on File |
| Deed Document Number | 1995438087 |
| Prior Transfer Date | Aug 24, 1995 |
| Prior Transfer Doc | 0000438086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 9, 2020 |
| Property Address | 540 CHESTNUT ST, ESCONDIDO, CA 92025-4551 |
| Document Number | 0000524964 |
| Map Reference | MAP 3039 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020-0524964 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 CHESTNUT ST, ESCONDIDO, CA 92025-4551 |
| Document Number | 0000524965 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020-0524965 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 540 Chestnut St was $3,259.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $288,383 (+2%) Land $166,846 Building $121,537 | |
| 2025 | $3,259.00 | $282,729 Land $163,575 Building $119,154 |
| 2023 | $3,120.00 (+1.1%) | $271,752 Land $157,224 Building $114,528 |
| 2022 | $3,086.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, Verizon.
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