726 5th St, Ramona, CA 92065 Property Records

San Diego County property record for 726 5th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1953
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jun 2024)
Tax Bill	$7,719 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`284-222-22-00`

Property Details

APN / Parcel Number

Primary APN	`284-222-22-00`
Alternative APN	`6681721900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6681721900
Street Address	726 5TH ST
City	RAMONA
State	CA
Zip	92065-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 130 POR TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	130
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1000
Census Tract	20813

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 5TH ST, RAMONA, CA 92065-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Gift Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2024	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Mar 23, 2020	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG
Apr 24, 2019	Grant Deed, Construction Loan · Conventional with PMI ANCHOR LNS
Apr 24, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	2024144283
Last Transfer Date	May 11, 2026
Transfer Doc	0000171968
Record Updated	Sep 20, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2026
Property Address	726 5TH ST, RAMONA, CA 92065-2424
Document Number	0000171968
Instrument Date	May 11, 2026
Instrument	2026171968
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 5TH ST, RAMONA, CA 92065-2424

Mortgage

Document Number	0000171969,
Date	Jun 15, 2026
Instrument	2026171969

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2024
Property Address	726 5TH ST, RAMONA, CA 92065-2424
Document Number	0000067432
Map Reference	MAP 643
Instrument Date	Jan 17, 2024
Instrument	2024-0067432
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067433
Date	Mar 18, 2024
Instrument	2024-0067433

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2020
Property Address	726 5TH ST, RAMONA, CA 92065-2424
Document Number	0000150320
Instrument Date	Mar 13, 2020
Instrument	150320
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	726 5TH ST RAMONA CA 920652424, RAMONA, CA 92065-2424

Mortgage

Document Number	150321
Date	Mar 23, 2020
Instrument	150321

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Mortgage

Document Number	150322,
Date	Mar 23, 2020
Instrument	150322

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	726 5TH ST, RAMONA, CA 92065-2424
Document Number	0000150676
Instrument Date	Apr 18, 2019
Instrument	150676
Transaction Type	Construction Loan
Record Updated	May 14, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1201 DOVE ST #100 NEWPORT BEACH CA 926602841, 100, NEWPORT BEACH, CA 92660-2841

Mortgage

Document Number	150677
Date	Apr 24, 2019
Instrument	150677

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	726 5TH ST, RAMONA, CA 92065-2424
Document Number	0000150675
Instrument Date	Apr 18, 2019
Instrument	150675
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 5TH ST RAMONA CA 920652424, RAMONA, CA 92065-2424

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,078 (+2%) Land $468,180 Building $254,898
2025	$7,719.00 (+45.67%)	$708,900 (+41.98%) Land $459,000 Building $249,900
2023	$5,299.00 (-2.03%)	$499,308 Land $294,329 Building $204,979
2022	$5,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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