622 5th St, Ramona, CA 92065 Property Records

San Diego County property record for 622 5th St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,040 sqft · built 1977
Lot Size0.182 acres (7,912 sqft)
OwnerIndividual Name on File
Last Sale$470,000 (Nov 2020)
Tax Bill$6,425 (2025)
Deeds & MortgagesDec 2019 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN281-383-32-00

Property Details

APN / Parcel Number

Primary APN281-383-32-00
Alternative APN
  • 2813833000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area7,912 sqft (0.182 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number2813833000
Street Address622 5TH ST
CityRAMONA
StateCA
Zip92065-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 (EX NWLY 15 FT) TR PM04118
Legal SubdivisionRAMONA
Legal Tract643
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3013
Census Tract20813

Owner

Source: San Diego County records · APN 281-383-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address622 5TH ST, RAMONA, CA 92065-2422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
AURORA FINANCIAL LLC
Nov 24, 2020Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 24, 2017Deed of Trust, Mortgage · Conventional with PMI
HOMESERVICES LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleMar 08, 2016 · Amount on Record
Deed Document Number2020748512
Prior Transfer DateJan 07, 2005
Prior Transfer Doc0000054158
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 5TH ST, RAMONA, CA 92065-2422
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000600759
DateDec 23, 2019
Instrument2019-0600759
Lender
NameAURORA FINANCIAL LLC
TypeLending Institution
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2020
Property Address622 5TH ST, RAMONA, CA 92065-2422
Document Number0000748512
Map ReferenceDOC 75-263631
Instrument DateNov 03, 2020
Instrument2020-0748512
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 5TH ST, RAMONA, CA 92065-2422

Mortgage

Document Number0000748513
DateNov 24, 2020
Instrument2020-0748513
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 5TH ST, RAMONA, CA 92065-2422
Document Number0000341545
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 03, 2017
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address622 5TH ST RAMONA CA 920652422, RAMONA, CA 92065-2422

Mortgage

Document Number0000341545
DateJul 28, 2017
Instrument341545
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$518,915 (+2%) Land $309,141 Building $209,774
2025$6,425.00 (+6.87%)$508,741 (+4.04%) Land $303,080 Building $205,661
2023$6,012.00 (-1.81%)$488,988 Land $291,312 Building $197,676
2022$6,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire LikelihoodAbout 1 in 195 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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