7258 Cooper Point Rd, Bozman, MD 21612 Property Records

Talbot County property record for 7258 Cooper Point Rd, Bozman, MD 21612

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,220 sqft · built 2017
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,584,000 (Oct 2007)
Tax Bill	$17,810 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-086328`

Property Details

APN / Parcel Number

Primary APN	`02-086328`
Alternative APNs	`2086328` `086328`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,220 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	157,252 sqft (3.61 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,312 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086328
Street Address	7258 COOPER POINT RD
City	BOZMAN
State	MD
Zip	21612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.61 AC W/S BUSH NECK ROAD NR BOZMAN, PC 2/185DD
Legal Subdivision	MOSNER EDWARD R LAND
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1007
Census Tract	960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8421 BROAD ST, 1918, MC LEAN, VA 22102-3774
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC
Sep 22, 2017	Deed of Trust, Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2007 · Amount on Record
Deed Sale	Oct 9, 2007 · Amount on Record
Prior Sale	Mar 31, 1997 · Amount on Record
Deed Document Number	200771201
Deed Book / Page	1576 / 511
Last Transfer Date	Feb 11, 2008
Transfer Doc	0016050471
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	7258 COOPER POINT RD, BOZMAN, MD 21612
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028280060
Date	Apr 1, 2021
Book Page	2828/60

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	7258 COOPER POINT RD, BOZMAN, MD 21612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026830160
Date	Feb 25, 2020
Book Page	2683/160

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	7258 COOPER POINT RD, BOZMAN, MD 21612
Document Number	0024850160
Book / Page	002485 / 000160
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7258 COOPER POINT RD BOZMAN MD 21612, BOZMAN, MD 21612

Mortgage

Document Number	0024850160
Date	Oct 10, 2017
Book Page	002485/000160

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,810.00 (+6.85%)	$1,919,067 (+5.21%)	$2,109,000 (+15.62%) Land $891,100 Building $1,217,900
2025	$16,668.00 (+18.74%)	$1,824,100 (+11.16%) Land $800,300 Building $1,023,800	$1,824,100 (-) Land $800,300 Building $1,023,800
2023	$14,037.00	$1,641,033	$1,824,100 Land $800,300 Building $1,023,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	67 (1996–2024)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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